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Loan Information Resources

Nationwide Licensing System

You can use the NMLS consumer access database to quickly verify a licensee’s status in your state. Use the link below to verify you are working with a licensed entity!
NMLS Consumer Access

Who Owns Your Loan?

Check to see if Fannie Mae or Freddie Mac owns your mortgage. If so, you might be eligible for a HARP Refinance, even if you are underwater, and should contact us today!

Fannie Mae Lookup
Freddie Mac Lookup

Principle Reduction Tax Implications

Considering one of our Principal Reduction Programs and have questions about the tax implications? Read about the 2007 Mortgage Forgiveness Debt Relief Act via the links below. (Read more about principal reduction opportunities here.)

The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

The Mortgage Forgiveness Debt Relief Act of 2007 was extended through 2013 by the
American Taxpayer Relief Act of 2012.

Credit Information

Here is an explanation from the Federal Trade Commission (FTC) regarding resources to obtain your free annual credit report. Many companies offer this at a fee; the Fair Credit Reporting Act (FCRA) requires each bureau to provide you with a copy of your credit report once a year at no cost. Read more here.

Get your free credit report here on the FCRA-authorized site:

The FTC also provides this helpful guide to disputing errors in
your report.

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Short Sale and Refinance Information

Exit Gracefully”: Information about MHA’s Short Sale programs. Read more about Short Sales and how Settlement Prep can help you here.

FHA Short Refinance”: Information from MHA about short refinances, a product Settlement Prep has mastered over the past several years. Learn more about how we can help reduce your principal here.

FHA Mortgagee Letter”: FHA will make loans to qualified borrowers as early as one day out of Short Sale (see page two). Call today to learn more about this amazing opportunity!

Non-Traditional Mortgage Product Guides

The following links are from the Consumer Financial Protection Bureau (CFPB) and Federal Deposit Insurance Corporation (FDIC)’s releases about non-traditional mortgage products. Our expert staff is always eager to assist you!

Consumer Handbook on Adjustable–Rate Mortgages

What You Should Know About Home Equity Lines of Credit

Interest-Only Mortgage Payments and Payment Option ARMS – Are They For You?

More Resources for Homeowners:
US Department of Housing and Urban Development
Shopping for Your Home Loan: HUD’s Settlement Cost Booklet
Better Business Bureau



Our personnel is our strength. We employ highly skilled positive individuals to provide our clientele with the utmost attention, devotion, and dedication.


We practice a transparent business model, keeping our clientele fully informed of the entire situation, and ensure that they comprehend all aspects of the association before we solidify any commitment. We strive for long-term relationships and clients who are willing to attain their objectives with our help.


We meet or exceed each of our goals and promises; otherwise, we do not make them. We do not take our commitments lightly. Adhering to our statements and promises is not a point to be pondered; it is an automatic reaction.

Solution Oriented

Being solution-oriented is the foundation of our practice. We use advanced tools and techniques to track all of our projects to ensure that we deliver a strong solution.

Management Team

Debra Greenlaw

Scott Greenlaw